Services

 

Mortgage Protection 

The home mortgage is typically the American family’s biggest investment as well as their largest monthly expense. Mortgage protection is more than a monthly bill, it’s an investment into your family’s future. With the proper coverage you can rest easy knowing your family will never lose their home, even if an unthinkable tragedy should occur.  These policies typically have living benefits if the insured was to become disabled the policy would be paid out to the insured while they are still alive.

Retirement planning

Annuities and Indexed Universal Life policies are great investments for retirement. I can provide personalized illustrations to so you the value of these products for you and your families future.

universal Life

 Universal Life insurance is a permanent life insurance with flexible premiums and adjustable benefits. In addition to its cash values, which can be used for children’s educations, it can supplement retirement income and be used for incidental expenses. Universal life insurance is considered to be the most flexible type of life insurance.

Education/college funding

Life insurance policies that double as plans for college savings. 

Final Expense

Final expenses are the costs that arise at the time of a person's death such as burial costs and medical expenses. Final Expense Insurance is a whole life insurance policy that is designed to pay off these expenses upon death and enables families to properly grieve their loved ones without the burden of large debts or unplanned costs.

Term Life

Term insurance is life insurance set for a fixed period. You may select term life insurance for periods of time ranging from 10 to 30 years depending on your age and health. Many term life insurance plans can even be purchased without the need for a physical exam. We offer term product choices so that the term coverage you select best matches your needs. 

Whole Life

Life insurance that last for your whole life, builds cash value that can be borrowed against, can work as tax-free capital for investments, or additional funds for retirement.

Accidental death and disability

These affordable policy protect your family if you were to become disabled or suffer an accidental death.

Long term care

These policies provide income for long periods of medical care.